Brochure: Summit CDH and COBRA Administration
DataPath Summit is the first cloud-based solution purposely designed as a single, all-encompassing platform for administering CDH accounts, COBRA, billing, and well-being benefits. Whether your ...
Brochure: Flexible Spending Account (FSA) Solutions
Summit was designed with TPAs in mind, empowering them to provide superior FSA administration for health, limited purpose, and child care FSAs. Our cloud-based FSA ...
Brochure: Health Savings Account (HSA) Solutions
Summit HSA features comprehensive, cloud-based HSA functionality, allowing TPAs to provide a level of service many banks won’t offer. Designed for simple HSA management, Summit ...
Brochure: Health Reimbursement Arrangement (HRA) Solutions
Summit empowers TPAs with the ability to build nearly unlimited Health Reimbursement Arrangement (HRA) plans, including group HRAs, Individual Coverage HRAs, Excepted Benefits HRAs, and ...
Brochure: Lifestyle Spending Account (LSA) Solutions
Summit equips TPAs to go beyond “typical” benefit offerings to meet the needs of today’s diverse workforce with Lifestyle Spending Accounts. Lifestyle Spending Accounts (LSAs) ...
Brochure: COBRA and Billing Solutions
Since 2002, DataPath has helped COBRA administrators get where they want to grow with industry-leading COBRA and Billing solutions. Administrators want to stay competitive, keep ...
Brochure: Top 5 Reasons to Use DataPath Summit
The industry’s first, true all-in-one cloud-based solution, Summit simplifies employee benefits administration for third-party administrators. TPAs can offer the full suite of solutions, or choose ...
Brochure: Business Process Outsourcing (BPO) Solutions
DataPath Business Process Outsourcing (BPO) services offer you a level of convenience and quality that you won’t find elsewhere. Focus on running your business and ...
Brochure: Top 5 Reasons to Use DataPath BPO Solutions
DataPath Business Process Outsourcing (BPO) provides secure solutions and back-office support services exclusively for third-party administrators of employee benefit accounts. Save time and conserve resources ...
Brochure: DataPath Marketing Services
Ready to grow? We can help. DataPath Marketing Services delivers unique, trend-setting, and surprisingly affordable marketing services for third-party administrators of employee benefits plans. Put ...
Brochure: Transit/Commuter/Parking Account Solutions
Our cloud-based Summit solution enables TPAs to offer Section 132 Transit/Commuter/Parking benefit plans anywhere in the United States. Administrators can offer the convenience of Section ...
Brochure: Top 5 Reasons to Work with DataPath
Since 1984, DataPath has focused on creating innovative technology solutions that address ever-changing market forces and government legislation. We work hand-in-hand with our clients, listening ...
Brochure: Why Work With DataPath?
Founded in 1984, DataPath has been in this industry longer than any of our competitors. Our senior leadership team has over 100 years of combined ...
Brochure: Partner Marketing – Investing in Your Success
For over three decades, DataPath has built a reputation for providing superior customer service, knowing that our clients’ success is crucial to our own. Among ...
Brochure: Benefits Debit Cards
For two decades, DataPath has been helping TPAs offer more attractive benefits plans with account-linked debit cards. Our all-in-one payment solutions help cut down on ...
Brochure: DataPath COMPASS™ Card
DataPath’s COMPASS™ card gets TPAs where they want to grow with a highly customizable debit card that can support almost any benefits program. COMPASS™ enables ...
Brochure: Medicare Solutions Debit Card
Many employers are looking for options to help older (65+) employees and retirees save on their healthcare costs. Medicare is often the best option for ...
Brochure: Card Processing Services
Are you using a proprietary benefits administration platform with an external source for debit card processing? If you’re looking for a more robust card processing ...
Summit is the only true all-in-one cloud-based solution, featuring seamless benefits administration for CDH accounts, HSAs, COBRA, and billing.
DataPath’s cloud-based solution simplifies administration for FSAs, Dependent Care, HRAs, QSEHRAs, HSAs, Transit/Commuter, and more.
For almost two decades, DataPath has been an industry leader in COBRA administration software and billing solutions. Summit empowers administrators to achieve extraordinary COBRA, retiree, and direct billing success.
Summit enables you to offer clients and account holders a convenient and robust ‘one-stop shop’ for every HSA-related need with centralized HSA management, banking and investments in a secure, web-based environment.
Industry-Leading Customer Support Video
We work hand-in-hand with our clients, listening to their needs, and in turn, developing solutions that help them become more efficient and grow their businesses. We’re also committed to providing the industry’s best customer support. We believe software, without great customer support, is just software.
Summit Mobile App Video
Having a mobile app isn't a luxury, it's a must-have. With DataPath Summit's mobile app, employees can handle all of their CDH Accounts, plus COBRA payments. It also helps TPAs save time with fewer paper claims and service calls, and it helps boost plan participation.
Business Process Outsourcing
DataPath Business Process Outsourcing (BPO) services will help you reduce and control administrative costs, improve customer service, and increase operational efficiencies.
DataPath's 35th Anniversary Video
Throughout our 35 year history, we’ve accomplished many “firsts” in the industries we serve. DataPath has been in this market longer than any of our competitors, and we’re here to stay.
Whitepaper: How TPAs Can Use Outsourcing to Prepare for Growth, Improve Efficiency, and Increase Profit
The last three years have presented many unique challenges for employers and the TPAs that provide their tax-advantaged, post-tax, and compliance account administration. The pandemic ...
Whitepaper: Getting Creative in a Post-Pandemic Enrollment Season
Always an intense and stressful time for brokers, TPAs, and employers alike, enrollment season for the 2023 plan year promises to be even more so. ...
Whitepaper: Changing Perceptions of Employee Benefits in a Post-Pandemic Workforce
There have been five additional pandemics recorded since the Spanish Flu infected 500 million people worldwide in 1918-1920. Even so, the SARS-CoV-2 coronavirus caught the ...
Whitepaper: Lifestyle Spending Accounts – Giving New Meaning to ‘Flexible’ Benefits
American companies are looking for every possible advantage to recruit and retain top-quality employees in a dramatically changed workplace. Many are finding new value in ...
Whitepaper: 11 Years After the Affordable Care Act, The Consumer-Directed Healthcare Market Thrives
The Affordable Care Act has impacted American lives for over a decade. How has it affected the Consumer-Directed Healthcare account market? Healthcare reform has been ...
Whitepaper: How Has the Pandemic Impacted Employee Benefit Strategies?
The COVID-19 pandemic has affected virtually every aspect of our lives. While the most prominent impact was an almost immediate quarantine and vast expansion of ...
TPAs Still Have Time to Enter the Thriving HSA Market – Whitepaper by DataPath
FEAR NOT: There’s Still Time for TPAs to Enter the Thriving HSA Market Health Savings Accounts (HSAs) have been around for 17 years and continue ...
Whitepaper: How to Maximize Account Adoption During Enrollment Season
During enrollment season, benefits administrators and employers look to build and deliver a benefits package that helps companies keep and attract top talent. While employees ...
Whitepaper: Student Loan Repayment Assistance Plans Can Help TPAs Thrive in a Challenging Market
Flexible Compensation: More than Healthcare Adding Compensation Management Services Can Help TPAs Thrive in a Challenging Market Employer-sponsored benefits come in many different forms. Most ...
Consumer-driven healthcare refers to employer-sponsored health plans that allow for an FSA, HRA, HSA, or other type of healthcare reimbursement account. This allows for consumer control over their personal healthcare by using set aside funds to pay for eligible medical expenses.
A Flexible Spending Account is a tax-advantaged benefit that may be part of an employer’s cafeteria plan. An FSA allows employees to set aside pre-taxable earnings in order to pay for qualified medical expenses or dependent care. Unused funds are generally not rolled over at the end of the plan year, though some HFSA plans allow carryover of up to $500 annually. FSAs are a component of consumer driven healthcare.
A Health Reimbursement Arrangement is a tax-advantaged component of consumer driven healthcare where an employer agrees to reimburse employees for employer-approved medical expenses. The employer contributes a predefined amount into an account for each employee, and the employee must file a claim to get reimbursed. The employer owns the account, which is not transferable.
A Health Savings Account is a tax-advantaged component of consumer driven healthcare that acts like a savings account for IRS-approved medical expenses. An HSA may be funded by any person, including the employee, employer, or another entity, and the end-of-year remaining balance rolls over to the next year. The account is employee-owned and is transferable. Account owners may invest their funds once the account balance meets a minimum threshold.
A Transit or Commuter plan is a tax-advantaged employer-sponsored benefit that allows for pre-tax payroll deduction by the employee in order to pay for the costs associated with commuting to and from work. Funds from a Transit/Commuter plan can be used for bus, subway, and train fare and parking fees.
|Funded By||Employee||Employer||Employee, Employer, or Other|
|Used For||Dependent Care expenses IRS-approved Health related expenses||Employer-approved Healthcare expenses||IRS-approved Healthcare expenses|
|Account Requirements||N/A||N/A||Must be enrolled in qualified HDHP|
|Investment Option||N/A||N/A||Yes, once the balance reaches the minimum threshold|
|Balance Rollover||Some plans allow for Health FSA carryover of up to $500||Yes||Yes|
A limited purpose HFSA and HRA are acceptable for use under the “permitted coverage” rules for an HSA. They are limited in that they may be used only for permitted coverage items such as vision and dental expenses until the required minimum annual deductible is met. A limited HRA could also provide a fixed amount of remuneration per day of hospitalization for specific diseases or illnesses.
Employee Benefits Institute of America LLC (EBIA)
EBIA provides publications and seminars on Cafeteria Plans, 401(k) Plans, COBRA, HIPAA and ERISA.
Employers Council on Flexible Compensation (ECFC)
The ECFC lobbies Congress to enable innovative employers to provide cutting-edge benefits and compensation…and a boost to the bottom line.
Health Care Administrators Association (HCAA)
The Health Care Administrators Association is a nonprofit trade association supporting the education, networking, resource and advocacy needs of benefit administrators (TPAs), stop loss insurance carriers, managing general underwriters, audit firms, medical managers, technology organizations, pharmacy benefit managers, brokers/agents, human resource managers, plan sponsors and health care consultants.
National Association of Professional Benefit Administrators (NAPBA)
NAPBA is comprised of third party administrators (TPAs), using their collective talents and best practices to continually ensure all members flourish in the ever-evolving healthcare industry and consumer-directed health plans market.
National Institute of Pension Administrators (NIPA)
NIPA is a national association representing the retirement and employee benefit plan administration profession.
Self-Insurance Institute of America (SIIA)
SIIA is the largest national non-profit association dedicated to protecting and promoting the self-insurance risk financing alternative for both employee benefits and workers’ compensation.
Society for Human Resource Management (SHRM)
SHRM is a source of information for every aspect of Human Resources.
Society of Professional Benefit Administrators (SPBA)
SPBA helps TPAs navigate a complex and ever-changing employee benefits landscape by keeping them educated and informed with the latest information.
The Risk and Insurance Management Society (RIMS)
RIMS serves its member entities by proactively providing the highest quality products, services and information to manage all forms of business risk.
Excellent source for employee benefits information and tools.
Bureau of Labor Statistics
Employee Benefits Survey.
Employee Benefit Research Institute
Committed exclusively to data dissemination, policy research and education on economic security and employee benefits.
ERISA Filing Acceptance System (EFAST)
Information for Qualified Form 5500 preparers.
The authority for brokers and agents selling core, voluntary and retirement products.
Employee Benefit Adviser
Keeping benefits advisers and consultants on top of the trends.
Employee Benefit News
On-line edition of leading business publication on healthcare, retirement planning, compensation and other employee benefits.
Rules and Regulations
Centers for Medicare and Medicaid Services (CMS)
The Centers for Medicare and Medicaid Services (CMS) is a Federal agency within the U.S. Department of Health and Human Services. Programs for which CMS is responsible include Medicare, Medicaid, State Children’s Health Insurance Program (SCHIP), HIPAA, and CLIA.
Department of Labor (DOL)
The U.S. Department of Labor is charged with preparing the American workforce for new and better jobs, and ensuring the adequacy of America’s workplaces.
Employee Benefits Security Administration (EBSA)
The Employee Benefits Security Administration provides information on pensions, health plans and other employee benefits.
Dept. of Health and Human Services: Key Features of the Affordable Care Act
Understanding the Affordable Care Act; Timeline: What’s Changing and When.
Internal Revenue Service (IRS)
This site provides tax information, publications and forms.
Social Security Administration
This page serves as notice under 35 U.S.C. § 287(a).
Patent No. 7,661,586 – System and method for providing a credit card with back-end payment filtering
Patent No. 7,857,205 – Account administration plans and systems
Additional patents pending.