Why HSAs Are the Most Underutilized Deposit Engine in Banking
Health Savings Accounts (HSAs) have been available for over two decades, yet most banking executives still treat them as an afterthought. However, it can be a costly oversight to view HSAs as a niche product buried in a benefits brochure. By the end of 2024, HSA assets had reached nearly $147 billion across more than 39 million accounts, according to Devenir, reflecting a year-over-year asset increase of 19%. Projections are that more than 45 million