HSAs and ICHRAs are rewriting the playbook.
When family premiums hit $27,000, and another 9% increase is on the way, the question isn't whether to change - it's whether you'll be ready when the shift reaches you.
1,000%
Growth in ICHRA adoption since the model launched in 2020
60M
Americans now covered through HSA accounts holding $170B in assets
34%
year-over-year ICHRA growth among large employers in 2025
94%
of employers who switched to an ICHRA say they're glad they did
Contact us today to discover how DataPath can be your growth partner in managing this shift in the benefits marketplace.
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Three forces are make the old benefits model obsolete
Costs that traditional plans can't contain
Family premiums averaged nearly $27,000 in 2025, and employers are bracing for yet another 9% increase in 2026. ICHRAs replace unpredictable renewal cycles with defined contributions employers set upfront, eliminating budget volatility entirely.
A workforce that expects personalization
Three-quarters of employees now want personalized benefits recommendations. Every generation has different priorities: a 25-year-old single worker and a 45-year-old parent of three shouldn't be forced into the same plan. Account-based models let them choose what actually fits their lives.
Legislative changes are expanding access
The One Big Beautiful Bill Act (July 2025) permanently extended telehealth access without affecting HSA eligibility, removing a key barrier for distributed workforces. In addition, a proposed transformation of ICHRA into the "CHOICE Arrangement" under budget reconciliation could expand the model's appeal and accelerate mainstream adoption by employers.
Why Partner with DataPath?
Technology, Support, and Expertise
Technology to Help You Grow
DataPath's all-in-one platform covers the full spectrum of CDH and COBRA administration, including HSAs with investment options and flexible HRA plan setup, including ICHRAs. BPO services are also available for organizations that want to scale without adding overhead.
Industry Expertise in Employee Benefits
By partnering with DataPath, you gain an experienced, knowledgeable team that speaks the language of benefits, helping employees and employers easily navigate their plans. Our team understands the nuances of benefits administration, ensuring accurate and knowledgeable support.
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Enhance your customer satisfaction with DataPath Contact Center solutions. Contact us today to discover how we can support your business.
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